The Right Choice at the Right Time for Your Consumer Litigation Case

New York Consumer Protection Attorney

Protecting Consumers’ Rights for Nearly 20 Years

At Mallon Consumer Law Group, PLLC, our consumer protection lawyers in New York City are highly proficient and experienced in a variety of practice areas. From debt collection defense to student loan assistance, harassment prevention and more, we can do it all.

Backed by more than 17 years of in-depth legal experience, we are intimately familiar with the relevant laws, procedures, and paperwork. As a result, our lawyers have helped countless clients resolve their legal issues quickly and efficiently, all throughout New York. We’re confident that we can help you, too.

To learn more about how we can help you, please either contact us online or call us today at (646) 588-1301 to schedule a free consultation with our consumer protection lawyer.

Effective Representation in Consumer Protection Matters

Under the Fair Credit Reporting Act (FCRA), everyday consumers are granted the right to privacy and fair treatment by consumer reporting agencies. Consumers also have the right to credit file accuracy. Under this federal statute, any third party that uses your credit information against must provide you with the information of the consumer reporting agency from which they obtained this information.

Additionally, as a consumer, you have the right to file a disclosure with any consumer reporting agency that has your information. If you notice any discrepancies, the agency is required by law to perform an investigation.

Your rights under the FCRA include:

  • Expressed, written consent from an employer before accessing your records from a consumer reporting agency
  • The removal of any false or outdated information (7 years for most information, 10 years for bankruptcy) from your record by a consumer reporting agency that has your information
  • The name, phone number, and address of the consumer reporting agency a third party used to gather information about you, provided to you by that third party
  • Knowledge about the information a consumer reporting agency has about you, including your credit score
  • The right to dispute any inaccuracies in your report, as well as the right to an investigation of said inaccuracies by the consumer reporting agency

Consumer Protections for Student Loan Issues

Nobody should have to be unfairly punished for wanting to educate themselves, which is why our student loan lawyer can help you fight against debt collectors or lenders.

Depending on your specific situation, we may be able to prevent them from garnishing your wages and work with them to negotiate a different payment plan that is more beneficial for you.

Correcting Inaccurate Background Checks and Credit Reports

Having inaccuracies in your background information or credit report can be extremely problematic for you and your future. You need to get these problems remedied right away if either has the wrong information.

We know that credit report errors can have several origins, including:

  • Identity theft
  • A credit bureau mistakenly merging information from two different people
  • A creditor mistakenly reporting negative information to the credit reporting agency

Defense Against Debt Collector Harassment

If debt collectors are bothering you, there are several steps you can take.

  • Keep a written record of all contact between you and the collection agents
  • Request verification to prove that the debt and the collection company are real
  • Request that the debt collector stops calling you at work
  • Contact Mallon Consumer Law Group, PLLC for effective help to put an end to the harassment.'

Retain a Consumer Protection Attorney Serving New York

When we take you on as a client, our attorney will provide you with a personalized case strategy designed for you and you alone. This strategy will be created using our decades of legal experience and a comprehensive understanding of the law. Our consumer litigation attorney in New York City will then work to protect your rights and fight for your best interests. We are well-known as aggressive litigators and can handle all your legal needs, whether they be in or out of the courtroom. Let us help you today.

To schedule your complimentary case evaluation with our New York City consumer protection lawyer, contact us today at (646) 588-1301.

What Makes Mallon Consumer Law Group, PLLC

Qualified to Handle Your Case?
  • You Get the Attorney You Hire

    Your case will not get passed down to a paralegal. Our attorneys see their assigned cases through to the end.

  • No Fees Before
    Finding a Resolve

    Mallon Consumer Law Group, PLLC does not ask for payment pre-settlement. Reaching a resolution first is our top focus.

  • Free & Confidential Consultations

    During your case evaluation with us, we will discuss the options available to you and advise you on next steps to take.

  • Nearly Two Decades
    of Experience

    Leaning on our firm's trusted insight through your case can steer your legal matters in the right direction.

Seasoned Consumer Litigation You & Your Family Can Bank On

If you are dealing with complex legal matters relating to background check errors, credit report issues, debt collection harassment, identity theft, student loan assistance, telemarketer harassment, or in need of debt defense, Mallon Consumer Law Group, PLLC can help.

Schedule Your Free Consultation