The Right Choice at the Right Time for Your Consumer Litigation Case

Debt Defense Attorney in New York City

Stop Collector Harassment with Mallon Consumer Law Group

When a debt collector gets a default judgment against a debtor, they can take aggressive collection actions. These may include freezing bank accounts, seizing assets, and wage garnishment. If you are experiencing any of these problems, you should consult with a debt defense lawyer. At Mallon Consumer Law Group, PLLC, we have represented consumers in the five boroughs of New York and Westchester County for over 17 years.

Challenging Default Judgments in New York City

If a borrower does not appear in court or respond to a complaint, the court may issue a default judgment. In most cases, the judgment awards the amount listed in the creditor’s complaint, as well as attorney’s fees. Often, it is possible to challenge a default judgment. A debt collection defense lawyer from our firm in NYC can help determine if grounds exist for having the judgment vacated.

Default judgments often result due to:

  • Failure of debt collectors to properly serve notices
  • Identity theft, when the debtor is not even aware of the debt
  • Debt collectors falsely stating that notices were served to the debtor

If you are facing aggressive debt collectors, a lawsuit, default judgments, or enforcement of a judgment in NYC, you need to speak with an experienced attorney. Our New York City debt defense attorneys will evaluate your situation and determine if there are sufficient grounds to dispute an alleged debt and provide defense when identity theft or improper service resulted in an improper judgment against you.

Legal Protections for Debtors in New York City

The law offers protection to consumers from abuse and harassment from debt collectors, even if the debt is valid. The Fair Debt Collections Practices Act (FDCPA) provides federal protection for debtors. New York state regulations offer additional protections against unfair practices by debt collectors. If you are facing a default judgment and need a debt defense lawyer in New York, contact our firm in NYC for immediate assistance.

For more information about the legal protections available to you, call (646) 588-1301 to discuss your situation with a debt defense attorney in NYC.

What Makes Mallon Consumer Law Group, PLLC

Qualified to Handle Your Case?
  • You Get the Attorney You Hire

    Your case will not get passed down to a paralegal. Our attorneys see their assigned cases through to the end.

  • No Fees Before
    Finding a Resolve

    Mallon Consumer Law Group, PLLC does not ask for payment pre-settlement. Reaching a resolution first is our top focus.

  • Free & Confidential Consultations

    During your case evaluation with us, we will discuss the options available to you and advise you on next steps to take.

  • Nearly Two Decades
    of Experience

    Leaning on our firm's trusted insight through your case can steer your legal matters in the right direction.

Seasoned Consumer Litigation You & Your Family Can Bank On

If you are dealing with complex legal matters relating to background check errors, credit report issues, debt collection harassment, identity theft, student loan assistance, telemarketer harassment, or in need of debt defense, Mallon Consumer Law Group, PLLC can help.

Schedule Your Free Consultation