The Right Choice at the Right Time for Your Consumer Litigation Case

Frequently Asked Questions

Answered by Our New York City Consumer Litigation Lawyer

If you are in need of a consumer litigation attorney in New York City, you probably have at least a few questions or concerns about your situation. Fortunately, our attorney has more than 17 years of in-depth legal experience and a wealth of knowledge for you to use. We have a long track record of success in this complex area of law and we can help you resolve your legal matter quickly and efficiently.

This page is intended to preemptively answer several questions that you may have for us. If you do not see your question on here or if you have questions about our answer, please feel free to call us today and come in for a free consultation. During the course of the consultation, we will address all your concerns and answer all your questions. We look forward to meeting and helping you!

To schedule your consultation with our consumer litigation lawyer in New York City, please either contact us online or call us today at (646) 588-1301.

My Background Check and/or Credit Report is Inaccurate. What Should I do?

Having inaccuracies in your background information or credit report can be extremely problematic for you and your future. Having a criminal offense on your background check can prevent you from taking out loans, finding housing, and even getting a job. Having a poor credit score can do the same and ruin your financial future. You need to get these problems remedied right away if either has wrong information. You can do so by contacting our consumer litigation lawyer in New York City. We have extensive experience and knowledge in these areas of practice.

For example, we know that credit report errors can have several origins, including:

  • Identity theft
  • A credit bureau mistakenly merging information from two different people
  • A creditor mistakenly reporting negative information to the credit reporting agency

Debt Collectors Keep Harassing Me. What Can I Do?

If debt collectors are bothering you and constantly asking for you to pay your debts, there are several steps you can take. First, always keep a written record of all contact between you and the collection agents. Second request verification to prove that the debt and the collection company are real and not scams. Next, request that the debt collector stops calling you at work if they do so and send all requests in writing by mail. Lastly, contact Mallon Consumer Law Group, PLLC for effective help to put an end to the harassment.

The Fair Debt Collection Practices Act (FDCPA) provides consumers with certain rights that prevent debt collectors from acting unfairly. When debt collectors fail to abide by these laws, as they often do, consumers can take legal action against them and fight for compensation. The FDCPA prohibits debt collectors from contacting debtors after being notified to stop communication, making misleading or deceptive statements, contacting debtor’s at their workplace when employers prohibit telephone contact, harassing or abusing debtors in an attempt to collect a debt, and contacting the debtor’s employers, relatives, or neighbor.

I am Having Student Loan Issues. What Are My Options?

Nobody should have to be unfairly punished for wanting to educate themselves, which is why our student loan lawyer can help you fight against debt collectors or lenders. Depending on your specific situation, we may be able to prevent them from garnishing your wages and we can work with them to negotiate a different payment plan that is more beneficial for you. If you hire our firm, our lawyer can also stop the debt collectors from unfairly harassing you. Furthermore, if you are being sued by a lender, we can provide you with strong representation in court. Our attorney is highly regarded as an aggressive litigator and persuasive negotiator by his peers and presiding judges alike. Regardless of your legal issue or its complexity, we can help you resolve it in a timely and professional manner.

Do I Really Need an Attorney to Deal with These Issues?

As you may be able to guess, our answer is going to be slightly biased but the following are facts, not opinions:

  • You most likely have little to no experience with the legal system
  • Debt collection, background records, identity theft, and credit reports are legally complex matters with an abundance of paperwork, laws, and procedures involved
  • Our attorney has more than 17 years of experience with handling these types of problems
  • We have helped countless clients just like you successfully resolve their situations, allowing many of them to live financially independent lives

So, while it is not required that you have an attorney to help you with these matters, it is highly recommended that you do. Our New York City consumer litigation attorney can quickly and efficiently guide you throughout the legal process while ensuring your rights and best interests are fully protected.

To schedule a free case evaluation with our consumer litigation attorney in New York City, contact us today at (646) 588-1301.

Make the Right Choice for Your Case

No Upfront Fees Required for Our Services
  1. Personalized attention from our attorneys are guaranteed.
  2. Clients do not have to pay anything until we reach a settlement.
  3. When you hire our firm, your attorney sticks with you to the end.
  4. Initial consultations are confidential and offered for free.
  5. Our legal team has nearly two decades of experience to offer.
Contact Mallon Consumer Law Group, PLLC Today
  • Please enter your name.
  • This isn't a valid email address.
    Please enter your email address.
  • This isn't a valid phone number.
    Please enter your phone number.
    You entered an invalid number.
  • Please select an option.
  • Please enter a message.